Preserving property value and managing insurance costs in a changing climate

Climate change is increasing the frequency and/or severity of extreme weather events. These rising climate risks affect loan conditions, drive up insurance losses and premiums, and reduce property values. With the right tools and frameworks, real estate investors, banks, insurers, and municipalities can more accurately assess physical climate risks. Innovative insurance models and climate adaptation measures support financing, maintain insurability, strengthen community resilience, and help preserve property value.