The 2025 policy centers around four guiding principles:

• Affordable housing for all: Expanding affordable housing access across all income levels (economically weaker section, low-income group, and mid-income group).
   

• Inclusive development: Ensuring inclusive development through specialised housing for vulnerable and priority groups.
   

• Sustainable and resilient housing: Building climate-resilient communities through sustainable construction and green infrastructure.   
   

Beyond broader goals, the policy's strength lies in its focused approach to distinct generational housing needs. By spotlighting student housing and senior living, we aim to highlight crucial demographic realities. Providing affordable student homes cultivates future talent, while dignified senior living is essential for holistic urban planning and our growing elderly population.

According to the 2011 census, the elderly population (aged 60 and above) stands at 10% of Maharashtra's population, exceeding the national average of 8.6%. This is projected to reach 15% within a decade. Responding to this demographic shift, the policy formally establishes "Senior Citizen Housing" as a distinct building category within the UDCPR (Unified Development Control and Promotion Regulations) framework.

These developments require a minimum plot area of 3,000 sqm, 12-metre-wide roads, and integration into residential and green zones to foster community inclusion. Essential amenities include recreational areas, 24/7 ambulance services, nursing stations, and proximity to medical facilities. Financial incentives make these projects viable:
 

• Developers receive technology grants of INR500/sqm, solar subsidies, and 1% goods and services tax (GST) cap
  
  
• Buyers benefit from reduced property taxes and nominal stamp duty of INR 1,000